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Used 2020 BMW X5 Cost to Own

Total 5-Year Ownership Costs

X5 SUV

xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$71,605*

Total Cash Price

$31,974

sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)

True Cost to Own

$68,548*

Total Cash Price

$29,882

xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$77,434*

Total Cash Price

$32,976

X5 M50i

M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$82,776*

Total Cash Price

$38,918

Ownership Costs: 5-Year Total

Depreciation

$19,571

Taxes & Fees

$2,229

Financing

$6,224

Fuel

$15,172

Insurance

$4,768

Repairs

$8,649

Maintenance

$14,992

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 X5 SUV xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$898$925$953$981$1,011$4,768
Maintenance$2,047$2,065$2,736$4,657$3,487$14,992
Repairs$1,498$1,607$1,722$1,845$1,977$8,649
Taxes & Fees$2,089$35$35$35$35$2,229
Financing$2,123$1,719$1,281$808$293$6,224
Depreciation$6,449$5,093$4,195$1,780$2,054$19,571
Fuel$2,858$2,943$3,032$3,123$3,216$15,172
True Cost to Own®$17,962$14,387$13,954$13,229$12,073$71,605
Selected Model:

2020 X5 SUV sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$840$865$891$918$945$4,459
Maintenance$2,047$2,065$2,640$4,756$3,487$14,995
Repairs$1,416$1,518$1,628$1,744$1,868$8,174
Taxes & Fees$1,955$35$35$35$35$2,095
Financing$1,984$1,607$1,197$754$275$5,817
Depreciation$6,683$3,903$3,234$2,565$2,119$18,504
Fuel$2,732$2,814$2,898$2,985$3,075$14,504
True Cost to Own®$17,657$12,807$12,523$13,757$11,804$68,548
Selected Model:

2020 X5 SUV xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$950$979$1,008$1,038$1,069$5,044
Maintenance$2,398$2,420$2,916$5,225$4,196$17,155
Repairs$1,498$1,607$1,722$1,845$1,977$8,649
Taxes & Fees$2,153$35$35$35$35$2,293
Financing$2,190$1,773$1,321$832$303$6,419
Depreciation$3,794$4,998$4,880$3,343$2,329$19,344
Fuel$3,490$3,595$3,703$3,814$3,928$18,530
True Cost to Own®$16,473$15,407$15,585$16,132$13,837$77,434
Selected Model:

2020 X5 M50i M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,084$1,117$1,150$1,185$1,220$5,756
Maintenance$2,398$2,420$2,916$5,225$4,196$17,155
Repairs$1,498$1,607$1,722$1,845$1,977$8,649
Taxes & Fees$2,535$35$35$35$35$2,675
Financing$2,584$2,093$1,559$982$358$7,576
Depreciation$6,978$5,025$4,415$3,386$2,631$22,435
Fuel$3,490$3,595$3,703$3,814$3,928$18,530
True Cost to Own®$20,567$15,892$15,500$16,472$14,345$82,776

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.