Used 2020 BMW X5 Cost to Own
Total 5-Year Ownership Costs
X5 SUV
xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$69,561*
Total Cash Price
$32,367
sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)
True Cost to Own
$66,722*
Total Cash Price
$29,545
xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$76,223*
Total Cash Price
$33,850
X5 M50i
M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$80,754*
Total Cash Price
$38,478
Depreciation
$19,467
Taxes & Fees
$2,246
Financing
$6,301
Fuel
$13,288
Insurance
$5,081
Repairs
$8,382
Maintenance
$14,796
Ownership Costs: 5-Year Breakdown
2020 X5 SUV xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $957 | $986 | $1,015 | $1,046 | $1,077 | $5,081 |
Maintenance | $2,026 | $2,022 | $2,706 | $4,600 | $3,442 | $14,796 |
Repairs | $1,450 | $1,556 | $1,669 | $1,789 | $1,918 | $8,382 |
Taxes & Fees | $2,150 | $24 | $24 | $24 | $24 | $2,246 |
Financing | $2,149 | $1,740 | $1,297 | $817 | $298 | $6,301 |
Depreciation | $6,766 | $5,216 | $4,181 | $1,987 | $1,317 | $19,467 |
Fuel | $2,503 | $2,578 | $2,655 | $2,735 | $2,817 | $13,288 |
True Cost to Own® | $18,001 | $14,122 | $13,547 | $12,998 | $10,893 | $69,561 |
2020 X5 SUV sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $919 | $947 | $975 | $1,004 | $1,034 | $4,879 |
Maintenance | $2,026 | $2,022 | $2,614 | $4,695 | $3,442 | $14,799 |
Repairs | $1,370 | $1,470 | $1,578 | $1,691 | $1,813 | $7,922 |
Taxes & Fees | $1,966 | $24 | $24 | $24 | $24 | $2,062 |
Financing | $1,962 | $1,588 | $1,184 | $746 | $271 | $5,751 |
Depreciation | $7,278 | $4,168 | $3,259 | $2,297 | $1,602 | $18,604 |
Fuel | $2,393 | $2,465 | $2,539 | $2,615 | $2,693 | $12,705 |
True Cost to Own® | $17,914 | $12,684 | $12,173 | $13,072 | $10,879 | $66,722 |
2020 X5 SUV xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,044 | $1,075 | $1,108 | $1,141 | $1,175 | $5,543 |
Maintenance | $2,378 | $2,378 | $2,884 | $5,171 | $4,152 | $16,963 |
Repairs | $1,450 | $1,556 | $1,669 | $1,789 | $1,918 | $8,382 |
Taxes & Fees | $2,247 | $24 | $24 | $24 | $24 | $2,343 |
Financing | $2,248 | $1,820 | $1,356 | $854 | $311 | $6,589 |
Depreciation | $5,227 | $6,161 | $4,886 | $2,466 | $1,432 | $20,172 |
Fuel | $3,057 | $3,149 | $3,243 | $3,341 | $3,441 | $16,231 |
True Cost to Own® | $17,651 | $16,163 | $15,170 | $14,786 | $12,453 | $76,223 |
2020 X5 M50i M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,211 | $1,247 | $1,285 | $1,323 | $1,363 | $6,429 |
Maintenance | $2,378 | $2,378 | $2,884 | $5,171 | $4,152 | $16,963 |
Repairs | $1,450 | $1,556 | $1,669 | $1,789 | $1,918 | $8,382 |
Taxes & Fees | $2,550 | $24 | $24 | $24 | $24 | $2,646 |
Financing | $2,555 | $2,069 | $1,542 | $971 | $353 | $7,490 |
Depreciation | $7,563 | $5,236 | $4,246 | $3,238 | $2,330 | $22,613 |
Fuel | $3,057 | $3,149 | $3,243 | $3,341 | $3,441 | $16,231 |
True Cost to Own® | $20,764 | $15,659 | $14,893 | $15,857 | $13,581 | $80,754 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 X5True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.