Used 2020 BMW X5 Cost to Own
Total 5-Year Ownership Costs
X5 SUV
xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
True Cost to Own
$71,605*
Total Cash Price
$31,974
sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)
True Cost to Own
$68,548*
Total Cash Price
$29,882
xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$77,434*
Total Cash Price
$32,976
X5 M50i
M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
True Cost to Own
$82,776*
Total Cash Price
$38,918
Depreciation
$19,571
Taxes & Fees
$2,229
Financing
$6,224
Fuel
$15,172
Insurance
$4,768
Repairs
$8,649
Maintenance
$14,992
Ownership Costs: 5-Year Breakdown
2020 X5 SUV xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $898 | $925 | $953 | $981 | $1,011 | $4,768 |
Maintenance | $2,047 | $2,065 | $2,736 | $4,657 | $3,487 | $14,992 |
Repairs | $1,498 | $1,607 | $1,722 | $1,845 | $1,977 | $8,649 |
Taxes & Fees | $2,089 | $35 | $35 | $35 | $35 | $2,229 |
Financing | $2,123 | $1,719 | $1,281 | $808 | $293 | $6,224 |
Depreciation | $6,449 | $5,093 | $4,195 | $1,780 | $2,054 | $19,571 |
Fuel | $2,858 | $2,943 | $3,032 | $3,123 | $3,216 | $15,172 |
True Cost to Own® | $17,962 | $14,387 | $13,954 | $13,229 | $12,073 | $71,605 |
2020 X5 SUV sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $840 | $865 | $891 | $918 | $945 | $4,459 |
Maintenance | $2,047 | $2,065 | $2,640 | $4,756 | $3,487 | $14,995 |
Repairs | $1,416 | $1,518 | $1,628 | $1,744 | $1,868 | $8,174 |
Taxes & Fees | $1,955 | $35 | $35 | $35 | $35 | $2,095 |
Financing | $1,984 | $1,607 | $1,197 | $754 | $275 | $5,817 |
Depreciation | $6,683 | $3,903 | $3,234 | $2,565 | $2,119 | $18,504 |
Fuel | $2,732 | $2,814 | $2,898 | $2,985 | $3,075 | $14,504 |
True Cost to Own® | $17,657 | $12,807 | $12,523 | $13,757 | $11,804 | $68,548 |
2020 X5 SUV xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $950 | $979 | $1,008 | $1,038 | $1,069 | $5,044 |
Maintenance | $2,398 | $2,420 | $2,916 | $5,225 | $4,196 | $17,155 |
Repairs | $1,498 | $1,607 | $1,722 | $1,845 | $1,977 | $8,649 |
Taxes & Fees | $2,153 | $35 | $35 | $35 | $35 | $2,293 |
Financing | $2,190 | $1,773 | $1,321 | $832 | $303 | $6,419 |
Depreciation | $3,794 | $4,998 | $4,880 | $3,343 | $2,329 | $19,344 |
Fuel | $3,490 | $3,595 | $3,703 | $3,814 | $3,928 | $18,530 |
True Cost to Own® | $16,473 | $15,407 | $15,585 | $16,132 | $13,837 | $77,434 |
2020 X5 M50i M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)
Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Total | |
---|---|---|---|---|---|---|
Insurance | $1,084 | $1,117 | $1,150 | $1,185 | $1,220 | $5,756 |
Maintenance | $2,398 | $2,420 | $2,916 | $5,225 | $4,196 | $17,155 |
Repairs | $1,498 | $1,607 | $1,722 | $1,845 | $1,977 | $8,649 |
Taxes & Fees | $2,535 | $35 | $35 | $35 | $35 | $2,675 |
Financing | $2,584 | $2,093 | $1,559 | $982 | $358 | $7,576 |
Depreciation | $6,978 | $5,025 | $4,415 | $3,386 | $2,631 | $22,435 |
Fuel | $3,490 | $3,595 | $3,703 | $3,814 | $3,928 | $18,530 |
True Cost to Own® | $20,567 | $15,892 | $15,500 | $16,472 | $14,345 | $82,776 |
*Based on a 5-year estimate with 15,000 miles driven per year.
Shop nowLearn about the 2020 X5True Cost To Own®
Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.