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Used 2020 BMW X5 Cost to Own

Total 5-Year Ownership Costs

X5 SUV

xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

True Cost to Own

$69,561*

Total Cash Price

$32,367

sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)

True Cost to Own

$66,722*

Total Cash Price

$29,545

xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$76,223*

Total Cash Price

$33,850

X5 M50i

M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

True Cost to Own

$80,754*

Total Cash Price

$38,478

Ownership Costs: 5-Year Total

Depreciation

$19,467

Taxes & Fees

$2,246

Financing

$6,301

Fuel

$13,288

Insurance

$5,081

Repairs

$8,382

Maintenance

$14,796

Ownership Costs: 5-Year Breakdown

Selected Model:

2020 X5 SUV xDrive40i 4dr SUV AWD (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$957$986$1,015$1,046$1,077$5,081
Maintenance$2,026$2,022$2,706$4,600$3,442$14,796
Repairs$1,450$1,556$1,669$1,789$1,918$8,382
Taxes & Fees$2,150$24$24$24$24$2,246
Financing$2,149$1,740$1,297$817$298$6,301
Depreciation$6,766$5,216$4,181$1,987$1,317$19,467
Fuel$2,503$2,578$2,655$2,735$2,817$13,288
True Cost to Own®$18,001$14,122$13,547$12,998$10,893$69,561
Selected Model:

2020 X5 SUV sDrive40i 4dr SUV (3.0L 6cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$919$947$975$1,004$1,034$4,879
Maintenance$2,026$2,022$2,614$4,695$3,442$14,799
Repairs$1,370$1,470$1,578$1,691$1,813$7,922
Taxes & Fees$1,966$24$24$24$24$2,062
Financing$1,962$1,588$1,184$746$271$5,751
Depreciation$7,278$4,168$3,259$2,297$1,602$18,604
Fuel$2,393$2,465$2,539$2,615$2,693$12,705
True Cost to Own®$17,914$12,684$12,173$13,072$10,879$66,722
Selected Model:

2020 X5 SUV xDrive50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,044$1,075$1,108$1,141$1,175$5,543
Maintenance$2,378$2,378$2,884$5,171$4,152$16,963
Repairs$1,450$1,556$1,669$1,789$1,918$8,382
Taxes & Fees$2,247$24$24$24$24$2,343
Financing$2,248$1,820$1,356$854$311$6,589
Depreciation$5,227$6,161$4,886$2,466$1,432$20,172
Fuel$3,057$3,149$3,243$3,341$3,441$16,231
True Cost to Own®$17,651$16,163$15,170$14,786$12,453$76,223
Selected Model:

2020 X5 M50i M50i 4dr SUV AWD (4.4L 8cyl Turbo 8A)

Ownership Costs: 5-Year Breakdown
Year 1Year 2Year 3Year 4Year 5Total
Insurance$1,211$1,247$1,285$1,323$1,363$6,429
Maintenance$2,378$2,378$2,884$5,171$4,152$16,963
Repairs$1,450$1,556$1,669$1,789$1,918$8,382
Taxes & Fees$2,550$24$24$24$24$2,646
Financing$2,555$2,069$1,542$971$353$7,490
Depreciation$7,563$5,236$4,246$3,238$2,330$22,613
Fuel$3,057$3,149$3,243$3,341$3,441$16,231
True Cost to Own®$20,764$15,659$14,893$15,857$13,581$80,754

*Based on a 5-year estimate with 15,000 miles driven per year.

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True Cost To Own®

Edmunds.com's True Cost to Own® (TCO®) is proprietary data that helps you estimate the total five-year cost of buying and owning a vehicle — including some items you may not have taken into consideration. A benefit of using our TCO® tool is that you can easily compare the five-year totals for different vehicles and make a more informed choice.