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  • $535/mo est.
    $2,500 down
    • Exterior color: Cutting EdgeCutting Edge
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $535/month for 36 months

    $2,500 Down payment

    $3,035 Due at signing

    $3,035 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,751 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BRXS5012993
    Stock: T55376
    Listed since: 03-07-2025

  • $741/mo est.
    $5,000 down
    • Exterior color: BlackBlack
    • Interior color: Black leatherBlack leather
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Leather Seats
    • Sunroof/Moonroof
    Close

    Estimate Lease Details

    $741/month for 36 months

    $5,000 Down payment

    $5,741 Due at signing

    $5,741 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $31,681 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR5S5024680
    Stock: 024680
    Listed since: 04-20-2025

  • $545/mo est.
    $2,500 down
    • Exterior color: Ice CapIce Cap
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $545/month for 36 months

    $2,500 Down payment

    $3,045 Due at signing

    $3,045 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,132 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR1S5023851
    Stock: 023851
    Listed since: 04-18-2025

    • Exterior color: UndergroundUnderground
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Sunroof/Moonroof
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $862/month for 36 months

    $5,000 Down payment

    $5,862 Due at signing

    $5,862 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $36,023 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVB5BR7S5005660
    Stock: 005660
    Listed since: 04-10-2025

  • $536/mo est.
    $2,500 down
    • Exterior color: BlackBlack
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $536/month for 36 months

    $2,500 Down payment

    $3,036 Due at signing

    $3,036 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,796 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR7S5020470
    Stock: 020470
    Listed since: 04-05-2025

  • New Listing
    • Exterior color: Ice CapIce Cap
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $650/month for 36 months

    $5,000 Down payment

    $5,650 Due at signing

    $5,650 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $28,404 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BRXS5025050
    Stock: 025050
    Listed since: 04-23-2025

  • New Listing
    • Exterior color: Supersonic RedSupersonic Red
    • Interior color: Gray clothGray cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $634/month for 36 months

    $5,000 Down payment

    $5,634 Due at signing

    $5,634 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,827 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVB5BR3S5007244
    Stock: 007244
    Listed since: 04-25-2025

  • Arriving Soon
    • Exterior color: Ice CapIce Cap
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $714/month for 36 months

    $5,000 Down payment

    $5,714 Due at signing

    $5,714 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,715 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVB5BR6S5004452
    Stock: T55409
    Listed since: 03-28-2025

    • Exterior color: UndergroundUnderground
    • Interior color: Gray clothGray cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $617/month for 36 months

    $5,000 Down payment

    $5,617 Due at signing

    $5,617 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $27,221 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVB5BR9S117BX24
    Stock: 17BX24
    Listed since: 04-25-2025

    • Exterior color: Cutting EdgeCutting Edge
    • Interior color: Gray clothGray cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $587/month for 36 months

    $5,000 Down payment

    $5,587 Due at signing

    $5,587 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $26,141 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR3S117BY21
    Stock: 17BY21
    Listed since: 04-26-2025

    • Exterior color: Wind Chill PearlWind Chill Pearl
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $708/month for 36 months

    $5,000 Down payment

    $5,708 Due at signing

    $5,708 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,484 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR6S5020024
    Stock: 020024
    Listed since: 04-03-2025

    • Exterior color: Cutting EdgeCutting Edge
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $684/month for 36 months

    $5,000 Down payment

    $5,684 Due at signing

    $5,684 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $29,630 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR2S5019811
    Stock: 019811
    Listed since: 04-03-2025

  • Arriving Soon
    • Exterior color: BlackBlack
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $710/month for 36 months

    $5,000 Down payment

    $5,710 Due at signing

    $5,710 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,552 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR3S5019025
    Stock: T55392
    Listed since: 03-30-2025

  • New Listing
    • Exterior color: UndergroundUnderground
    • Interior color: Black leatheretteBlack leatherette
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    • Upgraded Headlights
    Close

    Estimate Lease Details

    $703/month for 36 months

    $5,000 Down payment

    $5,703 Due at signing

    $5,703 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $30,308 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR9S5024911
    Stock: 024911
    Listed since: 04-22-2025

  • $532/mo est.
    $2,500 down
    • Exterior color: Heritage BlueHeritage Blue
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota of Eugene (2 mi away)3.5 out of 5 stars(2)
    • Home delivery*
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $532/month for 36 months

    $2,500 Down payment

    $3,032 Due at signing

    $3,032 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,647 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Eugene, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR8S5020980
    Stock: 020980
    Listed since: 04-09-2025

  • $570/mo est.
    $2,500 down
    • Exterior color: Ice CapIce Cap
    • Interior color: Boulder clothBoulder cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $570/month for 36 months

    $2,500 Down payment

    $3,070 Due at signing

    $3,070 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,031 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR5S5012545
    Stock: X47009
    Listed since: 03-07-2025

  • Arriving Soon
    $541/mo est.
    $2,500 down
    • Exterior color: Heritage BlueHeritage Blue
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $541/month for 36 months

    $2,500 Down payment

    $3,041 Due at signing

    $3,041 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $21,992 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR4S5017266
    Stock: X47066
    Listed since: 03-23-2025

  • Arriving Soon
    $553/mo est.
    $2,500 down
    • Exterior color: Heritage BlueHeritage Blue
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $553/month for 36 months

    $2,500 Down payment

    $3,053 Due at signing

    $3,053 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,415 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR4S5021320
    Stock: 021320
    Listed since: 04-09-2025

  • $568/mo est.
    $2,500 down
    • Exterior color: UndergroundUnderground
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $568/month for 36 months

    $2,500 Down payment

    $3,068 Due at signing

    $3,068 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,963 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR7S5020131
    Stock: 020131
    Listed since: 04-12-2025

  • New Listing
    $574/mo est.
    $2,500 down
    • Exterior color: Ice CapIce Cap
    • Interior color: Boulder clothBoulder cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $574/month for 36 months

    $2,500 Down payment

    $3,074 Due at signing

    $3,074 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $23,151 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR8S5025869
    Stock: 025869
    Listed since: 04-25-2025

  • Arriving Soon
    $556/mo est.
    $2,500 down
    • Exterior color: Cutting EdgeCutting Edge
    • Interior color: Black clothBlack cloth
    • 4cyl automatic
    • Kendall Toyota Of Bend (88 mi away)5 out of 5 stars(1)
    • AWD/4WD
    • Back-up camera
    • Bluetooth
    • Navigation
    • Keyless Entry/Start
    Close

    Estimate Lease Details

    $556/month for 36 months

    $2,500 Down payment

    $3,056 Due at signing

    $3,056 total due at lease signing includes down payment, first month payment, and $0 security deposit. Total cost to lessee is $22,521 over the lease term. Except as otherwise expressly provided, excludes sales tax, title, registration and other fees. Lessee is responsible for vehicle maintenance, insurance, repairs and charges for excess wear and tear. Actual monthly payments will vary. Not all lessees may qualify; higher lease rates apply for lessees with lower credit ratings. Payment estimate based on lease programs in effect through April 30, 2025.

    Located in Bend, OR

    Features and Specs:

    Listing Information:

    VIN: JTEVA5BR1S5019184
    Stock: X47073
    Listed since: 04-01-2025

Showing 1 - 21 out of 41 listings

Consumer Reviews for the Toyota 4Runner

Read recent reviews for the Toyota 4Runner
Overall Consumer Rating
2.5 out of 5 stars2 Reviews
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3 out of 5 stars

Terrible Ride Quality

Matt, 04/16/2025
2025 Toyota 4Runner SR5 4dr SUV (2.4L 4cyl Turbo 8A)
Worst ride quality of any vehicle I've experienced. I've had a Tundra and Silverado and they were way better. Terrible over bumps big and small. Don't have kids quite yet but would not dream of putting them in a carseat in this thing. It's jarring over small bumps, and will buck you out of the seat on medium to large bumps. If this is an around town family vehicle buy something … else.
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More about the Toyota 4Runner

How much does it cost to lease a Toyota 4Runner in Oregon?

A Toyota 4Runner lease in Oregon starts at about $531 and runs up to $861. Keep in mind that these are estimates and the prices can vary based on a number of factors such as trim level, options, down payment, and length of the lease.

How much does it cost to lease a Toyota 4Runner 2025 in Oregon?

It costs between $531 and $861 to lease a Toyota 4Runner 2025 in Oregon. Note that these are estimates, and the pricing can change based on the vehicle's trim level, installed options, and aspects of the lease such as the down payment, money factor and the lease term.
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